Miraflores · Okafor-Lindqvist 2025
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For Priya Raman
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SchA.8a · federal · SchA line 8a

Home mortgage interest and points reported on Form 1098

21,847
engine v3

How this number was built

R-MORTGAGE-INTEREST Mortgage interest from every Form 1098 and lender statement, plus points on purchase.
Engine note: Lonestar Mortgage LLC (Form 1098) 13,900.00; Pecan Federal Savings (Form 1098) 997.00; Lonestar Mortgage payoff statement - interest 2,150.00; purchase points 4,800.00.
Sources (4) — where the inputs came from
2025 Form 1098 - Lonestar Mortgage (home, July-November)
D55 · page 1 · field box1 · “Box 1 mortgage interest”
read as “13,900.00” → 13,900 99%
2025 Form 1098 - Pecan Federal Savings (home, refinance)
D57 · page 1 · field box1 · “Box 1 mortgage interest”
read as “997.00” → 997 99%
Lonestar Mortgage payoff statement (11/20/2025)
D56 · page 1 · field interest · “Interest to payoff”
read as “2,150.00” → 2,150 99%
2025 Form 1098 - Lonestar Mortgage (home, July-November)
D55 · page 1 · field box6 · “Box 6 points paid on purchase”
read as “4,800.00” → 4,800 99%
Flows into

Independent checks

Mortgage interest counted onceFails
Payoff interest 2,150 is inside the Lonestar 1098 box 1 13,900 and was added again. Correct 8a: 13,900 + 997 + purchase points 4,800 = 19,697.
Method: Read the lender statements: D55 (1098) says box 1 includes interest paid at payoff; D56 (payoff statement) says its interest is reported on the 1098.
Proposed: 21,847 → 19,697 · Tax: fed +559 · CA +103
Open check →

History — nothing is overwritten

v1 · 2026-03-04: 21,847v2 · 2026-03-19: 21,847v3 · 2026-06-23: 21,847
Adjust this number
Reviewer approves; over 1,000 tax effect needs the partner.

Evidence & discussion

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